Terms of Use

Back To Home


Last Updated: 13/06/2025

Welcome to digiAd AI, a product of Xalt Analytics Private Limited ("Company," "we," "us," or "our"). digiAd AI is a software-as-a-service platform owned and operated by Xalt Analytics Private Limited, an Indian private limited company. These Terms of Use ("Terms," "Agreement") govern your access to and use of our website, platform, mobile applications, and related services (collectively, the "Service" or "Platform"). By accessing, browsing, or using digiAd AI, you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.

1. Acceptance and Modification of Terms

1.1 Binding Agreement

By creating an account, accessing our Platform, or using any of our Services, you enter into a legally binding contract with digiAd AI. If you do not agree to these Terms, you must immediately discontinue use of our Services.

1.2 Modifications

We reserve the right to modify, update, or revise these Terms at any time, in our sole discretion. Material changes will be communicated through email notification, in-platform notices, or by posting updates on our website with a revised "Last Updated" date. Your continued use of the Service following such modifications constitutes your acceptance of the updated Terms. We recommend reviewing these Terms periodically to stay informed of any changes.

1.3 Additional Agreements

Certain features or services may be subject to additional terms, conditions, or policies. In the event of conflict between these Terms and any additional agreements, the additional agreements shall govern with respect to the specific feature or service in question.

2. Eligibility and Account Requirements

2.1 Age and Legal Capacity

To use digiAd AI, you must be at least eighteen (18) years of age or the legal age of majority in your jurisdiction, whichever is greater. This requirement ensures that users possess the legal capacity to enter into binding contractual agreements. By accessing our Platform, you affirm that you meet this eligibility requirement. Persons under 18 are not permitted to use or register for the Services.

2.2 Corporate Authorization

If you are accessing digiAd AI on behalf of a company, organization, or other legal entity, you represent and warrant that you have the requisite authority to bind such entity to these Terms. You further agree that such entity will be responsible for any breach of these Terms by you or any other authorized users under the account.

2.3 Prohibited Users

We reserve the right to refuse service to any individual or organization at our discretion, including but not limited to:

  • Users previously suspended or terminated for violations
  • Individuals or entities suspected of fraudulent activity
  • Users from jurisdictions subject to export restrictions or trade sanctions
  • Persons under the age of eighteen (18)

2.4 Account Verification

We do not knowingly collect information from individuals under eighteen (18) years of age. If we discover that a user is underage, we reserve the right to immediately suspend or terminate their account and delete associated data without notice.

3. Description of Services

3.1 Platform Overview

digiAd AI is a comprehensive AI-powered advertising automation and marketing platform designed to streamline digital campaign management across multiple channels. Our Service enables users to create, manage, optimize, and analyze advertising campaigns through advanced artificial intelligence and machine learning technologies.

3.2 Core Features

Our Platform provides the following services and features:

  • Multi-Platform Integration:Seamless connectivity with major advertising platforms including Google Ads, Meta (Facebook and Instagram), LinkedIn, Twitter, TikTok, Snapchat, YouTube, WhatsApp, and Twilio
  • AI-Generated Content: Automated creation of ad copy, visual assets, video content, and marketing materials using proprietary AI models
  • Multi-Channel Messaging:Automated email marketing, SMS campaigns, and WhatsApp messaging
  • Campaign Optimization: Machine learning-driven budget allocation, audience targeting, and performance optimization
  • Analytics and Reporting: Comprehensive dashboards providing real-time campaign performance data and insights

3.3 Service Evolution

We may introduce new features, modify existing functionalities, or discontinue certain services as part of our ongoing platform development. Such changes may occur without prior notice, though we will make reasonable efforts to communicate significant modifications that materially affect user experience.

3.4 Service Availability

While we strive to maintain high service availability, we do not guarantee uninterrupted access or specific uptime percentages unless expressly covered under a separate Service Level Agreement (SLA). Our Service is provided on an "as available" basis.

4. Account Registration and Security

4.1 Account Creation

To access most digiAd AI features, you must create a user account by providing accurate, complete, and current information, including:

  • Full legal name or business name
  • Valid email address
  • Company information (if applicable)
  • Payment details for premium features
  • Any additional information reasonably requested

4.2 Account Responsibilities

Upon account creation, you agree to:

  • Maintain the accuracy and currency of all account information
  • Safeguard your login credentials and prevent unauthorized access
  • Implement strong password practices and enable two-factor authentication when available
  • Immediately notify us of any suspected unauthorized access or security breaches
  • Accept full responsibility for all activities conducted under your account

4.3 Account Sharing Restrictions

Account credentials are personal and non-transferable. You may not:

  • Share account access with unauthorized third parties
  • Resell or sublicense access to our Platform
  • Use the Service on behalf of third parties without proper authorization
  • Create multiple accounts to circumvent usage limitations

4.4 Security Measures

We strongly recommend implementing additional security measures, including two-factor authentication, to protect your account. digiAd AI shall not be liable for losses resulting from unauthorized access due to your failure to adequately secure your credentials.

5. User Obligations and Responsibilities

5.1 Legal Compliance

You agree to use digiAd AI in compliance with all applicable federal, state, local, and international laws, regulations, and industry standards. This includes but is not limited to advertising regulations, data protection laws, consumer protection statutes, and platform-specific policies of integrated third-party services.

5.2 Content Standards

You are solely responsible for all content you upload, create, or distribute through our Platform. You agree not to:

  • Upload content that infringes upon intellectual property rights of third parties
  • Create or distribute misleading, fraudulent, or deceptive advertising materials
  • Generate content that promotes illegal activities, violence, hatred, or discrimination
  • Distribute spam, unsolicited communications, or malicious software
  • Use the Platform to collect personal information without proper consent

5.3 Platform Integrity

You agree not to:

  • Reverse engineer, decompile, or attempt to extract source code from our Platform
  • Circumvent security measures, usage limitations, or access controls
  • Use automated scripts, bots, or scrapers that interfere with Platform performance
  • Manipulate or exploit our AI systems for unauthorized purposes
  • Engage in any activity that could damage, disable, or impair our Service

5.4 Third-Party Platform Compliance

When using integrated third-party platforms (Google Ads, Meta, LinkedIn, Twitter, TikTok, Snapchat, WhatsApp, Twilio, etc.), you must comply with their respective terms of service and advertising policies. Violations of third-party policies may affect your campaign performance and could result in account restrictions on those platforms.

6. Subscription Plans and Billing

6.1 Subscription Model

Access to certain digiAd AI features requires a paid subscription. Subscription plans vary based on feature access, usage limits, and service levels. Current pricing and plan details are available on our website and may be updated from time to time.

6.2 Payment Authorization

By subscribing to our Service, you authorize digiAd AI to charge your designated payment method on a recurring basis according to your selected billing cycle. Accepted payment methods include major credit cards, debit cards, PayPal, and enterprise invoicing for qualified business accounts.

6.3 Billing Cycles and Fees

  • Subscription fees are charged in advance for each billing period
  • Billing cycles may be monthly, quarterly, or annually, depending on your selected plan
  • All fees are stated exclusive of applicable taxes, which will be added where required by law
  • You are responsible for any fees charged by your payment provider, including currency conversion fees

6.4 Price Changes

We reserve the right to modify subscription pricing with at least thirty (30) days advance notice to existing subscribers. Price changes will not affect your current billing cycle but will apply to subsequent renewals. Continued use of the Service after price changes constitutes acceptance of the new rates.

6.5 Payment Failures

In the event of payment failure (expired card, insufficient funds, etc.), we will attempt to notify you and may automatically retry payment processing. Repeated payment failures may result in service suspension until payment issues are resolved.

7. Free Trials and Promotional Offers

7.1 Trial Terms

To be decided

7.2 Trial Limitations

Free trial accounts may have restricted access to certain features, usage limits, or reduced service levels compared to paid subscriptions. Upon trial expiration, continued access requires upgrading to a paid subscription plan.

7.3 Promotional Offers

We may periodically offer promotional pricing, discounts, or special terms. Such offers are subject to specific terms and conditions communicated at the time of the promotion and may not be combined with other offers unless explicitly stated.

8. Cancellation and Refund Policy

8.1 Subscription Cancellation

You may cancel your subscription at any time through your account settings or by contacting our support team. Cancellations typically take effect within three (3) business days of the request.

8.2 Automatic Renewal

All subscriptions automatically renew at the end of each billing period unless explicitly canceled before the renewal date. You will be charged for the subsequent billing period unless cancellation is processed prior to renewal.

8.3 Refund Policy

General Policy: Subscription fees are generally non-refundable except as specifically provided herein or as required by applicable law.

Pro-Rata Refunds: In certain circumstances, we may offer pro-rated refunds for unused portions of prepaid subscription periods. If granted, refunds will be calculated as either:

  • The prorated amount from the cancellation request date, or
  • Fifty percent (50%) of the total subscription fee for the current billing period, whichever is lower

Processing: Authorized refunds will be processed using the original payment method within ten (10) business days of approval.

8.4 No Refund Obligation

Except as required by applicable consumer protection laws, we are under no obligation to provide refunds for any reason, including dissatisfaction with the Service, changes in business needs, or failure to use the Service.

9. Intellectual Property Rights

9.1 Platform Ownership

digiAd AI, including all software, AI models, user interfaces, databases, algorithms, designs, content, and branding elements, constitutes the exclusive intellectual property of digiAd AI and its licensors. This includes but is not limited to:

  • Source code, architecture, and underlying technology
  • Proprietary algorithms and machine learning models
  • Logos, trademarks, trade dress, and promotional materials
  • Documentation, tutorials, and instructional content

9.2 Usage Restrictions

You may not, without express written authorization:

  • Reproduce, duplicate, copy, sell, or exploit any portion of the Platform
  • Create derivative works based on our intellectual property
  • Reverse engineer or attempt to discover proprietary methods or algorithms
  • Remove or alter proprietary notices, labels, or marks

9.3 User Content Ownership

You retain ownership of all original content you upload or input into our Platform, including advertising materials, customer data, brand assets, and campaign templates.

In addition, you shall own any AI-generated content (such as ad copy, images, or videos) created specifically for you through your use of the Platform, provided that:

  • You have paid all applicable fees;
  • The content is generated as part of your active subscription; and
  • Such content does not include any pre-trained proprietary assets or third-party data.

By using the Service, you grant digiAd AI a worldwide, non-exclusive, royalty-free, sublicensable license to:

  • Store, process, and transmit your content as necessary to provide the Service;
  • Create backups and maintain system copies for operational and security purposes;
  • Internally analyze both uploaded and AI-generated content to improve Platform performance and AI model development.

Notwithstanding the above, digiAd AI retains all rights, title, and interest in its AI models, algorithms, and any improvements thereto, including generalized learnings that do not reveal or replicate your proprietary content.

9.4 License Limitations

The license granted to digiAd AI is solely for operational and service delivery purposes. We do not claim ownership of your content and will not sell, license, or use your proprietary content for external commercial purposes without explicit authorization.

9.5 Enforcement

Unauthorized use of our intellectual property may result in immediate account termination, legal action for damages, injunctive relief, and suspension of access to integrated third-party services.

10. AI-Generated Content and Responsibilities

10.1 AI Content Services

digiAd AI utilizes advanced artificial intelligence to generate various types of marketing content, including:

  • Textual content (ad copy, product descriptions, headlines)
  • Visual assets (images, banners, graphics)
  • Video content and scripts
  • AI-generated avatars and voiceover content
  • Campaign templates and optimization recommendations

10.2 Content Review Responsibility

You acknowledge and agree that all AI-generated content requires human review and approval before implementation. You are solely responsible for:

  • Reviewing AI outputs for accuracy, appropriateness, and brand alignment
  • Ensuring compliance with applicable advertising regulations and platform policies
  • Verifying that content does not contain misinformation, offensive material, or unsubstantiated claims
  • Obtaining necessary approvals for regulated industries (healthcare, financial services, etc.)

10.3 AI Content Limitations

While our AI models are continuously improved, we cannot guarantee that AI-generated content will:

  • Meet your specific quality standards or brand requirements
  • Comply with all platform advertising policies
  • Achieve desired marketing outcomes or performance metrics
  • Be free from errors, inaccuracies, or inappropriate elements

10.4 Model Training and Data Usage

digiAd AI may use anonymized, aggregated data to train and improve our AI models. We do not use your proprietary campaign data or confidential business information for public model training without explicit opt-in consent.

11. Third-Party Platform Integrations

11.1 Integration Services

digiAd AI provides seamless integration with numerous third-party advertising and communication platforms, including but not limited to Google Ads, Meta (Facebook & Instagram), LinkedIn, Twitter, TikTok, Snapchat, YouTube, WhatsApp, and Twilio.

11.2 Authorization and Access

By connecting your third-party accounts to digiAd AI, you explicitly authorize us to:

  • Access and manage campaign-related data and settings
  • Automate content publishing, message sending, and campaign configurations
  • Retrieve performance analytics and display metrics in our dashboard
  • Make API calls and perform actions on your behalf within the scope of granted permissions

11.3 Third-Party Compliance

You remain solely responsible for:

  • Maintaining active, compliant accounts with integrated platforms
  • Adhering to each platform's terms of service and advertising policies
  • Reauthorizing integrations when credentials expire or permissions are revoked
  • Ensuring your use of integrated services complies with their respective guidelines

11.4 Integration Limitations

digiAd AI is not responsible for:

  • Service outages, downtime, or performance issues on third-party platforms
  • Changes to third-party API access, pricing structures, or feature availability
  • Content rejections, ad disapprovals, or account restrictions imposed by third parties
  • Data loss or corruption resulting from third-party platform issues

11.5 Integration Availability

All integrations are provided "as is" and may be modified, limited, or discontinued at any time based on technical requirements, third-party policy changes, or business considerations.

12. Data Privacy and Protection

12.1 Privacy Policy Incorporation

Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. We encourage you to review our Privacy Policy to understand our data practices.

12.2 Data Security

We implement industry-standard security measures to protect your data, including:

  • Encryption of data in transit and at rest
  • Secure cloud infrastructure with regular security audits
  • Access controls and authentication protocols
  • Regular backup and disaster recovery procedures

12.3 Regulatory Compliance

We strive to comply with applicable data protection regulations, including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and other relevant privacy laws. Users subject to specific compliance requirements should contact us to discuss additional contractual arrangements.

12.4 Data Retention

We retain your data only as long as necessary to provide the Service, comply with legal obligations, or resolve disputes. Upon account termination, we will delete or anonymize your personal data according to our data retention policies, unless longer retention is required by law.

12.5 User Consent Obligations

When collecting or processing personal data through our Platform, you are responsible for:

  • Obtaining proper consent from data subjects where required
  • Providing adequate privacy notices to individuals
  • Ensuring compliance with applicable data protection laws
  • Respecting individual rights regarding their personal data
13. Prohibited Conduct and Enforcement

13.1 Prohibited Activities

You agree not to engage in any of the following prohibited conduct:

  • Creating, uploading, or distributing harmful, abusive, defamatory, or illegal content as per applicable laws.
  • Engaging in fraudulent activities, including click fraud or artificial traffic generation
  • Impersonating other individuals, entities, or digiAd AI personnel
  • Attempting to bypass billing mechanisms, usage limits, or security measures
  • Disrupting or overloading our system infrastructure
  • Harvesting or scraping user data or Platform content
  • Violating the rights of third parties or applicable laws

13.2 Content Monitoring

We reserve the right, but are not obligated, to monitor user activity and content for compliance with these Terms and applicable laws. We may use automated systems and human review to detect violations and protect Platform integrity.

13.3 Enforcement Actions

Upon detecting violations of these Terms, we may take appropriate enforcement action, including:

  • Content removal or modification
  • Warning notices or account restrictions
  • Temporary or permanent account suspension
  • Termination of service access
  • Legal action for damages or injunctive relief

13.4 Reporting Violations

We may report unlawful conduct to relevant law enforcement authorities and cooperate with investigations as required by law. We may also provide account and usage data in response to valid legal requests.

14. Service Availability and Performance

14.1 Service Commitment

We strive to maintain high service availability and performance standards. However, we do not guarantee uninterrupted service or specific uptime percentages except as may be specified in separate Service Level Agreements for enterprise customers.

14.2 Scheduled Maintenance

We may perform scheduled maintenance, updates, or improvements that temporarily affect service availability. We will provide reasonable advance notice of planned maintenance when possible.

14.3 Force Majeure

digiAd AI shall not be liable for service interruptions or performance delays caused by events beyond our reasonable control, including:

  • Natural disasters, pandemics, or acts of God
  • War, terrorism, civil unrest, or government actions
  • Internet or utility infrastructure failures
  • Third-party service provider outages
  • Labor disputes or strikes

14.4 Beta Features and Experimental Services

We may offer access to beta features, experimental tools, or pre-release services for testing purposes. Beta features are provided "as is" without warranties and may be unstable, incomplete, or subject to change or discontinuation without notice.

15. Account Termination

15.1 Termination Rights

Either party may terminate this Agreement at any time. We reserve the right to suspend or terminate your account immediately, with or without notice, for:

  • Breach of these Terms or related policies
  • Non-payment or fraudulent payment activity
  • Misuse of the Platform or harmful conduct
  • Violations of third-party platform guidelines
  • Legal or regulatory requirements

15.2 Effect of Termination

Upon termination:

  • Your access to the Platform will be immediately revoked
  • All active campaigns and automation will be ceased
  • Your data may be deleted after a reasonable retention period
  • Outstanding payment obligations remain in effect
  • Provisions regarding intellectual property, confidentiality, and dispute resolution survive termination

15.3 Data Export

We recommend downloading important campaign data, analytics, and content before requesting account termination, as data recovery may not be possible after account closure.

16. Feedback and Suggestions

16.1 Feedback License

We welcome user feedback, suggestions, and ideas for improving our Service. By submitting feedback through any channel, you grant digiAd AI a perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, and incorporate your suggestions into our Platform and services without obligation or compensation.

16.2 No Confidentiality

Feedback submitted to us will not be treated as confidential information. We are under no obligation to implement suggestions or maintain confidentiality of submitted ideas, particularly if similar concepts were already under development.

16.3 Response Policy

While we appreciate all feedback, we cannot guarantee responses to every submission. We aim to acknowledge feedback through our support channels within reasonable timeframes during business hours.

17. Disclaimers and Warranties

17.1 Service Disclaimer

THE digiAd AI AI PLATFORM AND ALL RELATED SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. WE EXPRESSLY DISCLAIM ALL WARRANTIES INCLUDING, BUT NOT LIMITED TO:

  • IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE
  • WARRANTIES OF NON-INFRINGEMENT OR QUIET ENJOYMENT
  • WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE

17.2 Performance Disclaimer

We do not guarantee that:

  • The Platform will meet your specific requirements or expectations
  • Advertising campaigns will achieve particular results, ROI, or performance metrics
  • Third-party integrations will remain continuously available
  • AI-generated content will be error-free or suitable for your purposes
  • Service will be uninterrupted, secure, or free from technical issues

17.3 User Responsibility

You acknowledge that your use of digiAd AI is at your own risk and discretion. We encourage implementing best practices, reviewing all content before publication, and monitoring campaign performance regularly.

17.4 Third-Party Platform Disclaimer

Our platform offers tools to help you manage advertising campaigns across various platforms efficiently. However, please be aware that we cannot be held responsible for any account suspensions or policy violations that may occur on third-party platforms. We kindly encourage you to carefully review and comply with the advertising policies of each platform to ensure a smooth experience.

18. Limitation of Liability

18.1 Liability Exclusion

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, digiAd AI AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR:

  • INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES
  • SERVICE INTERRUPTIONS OR TECHNICAL FAILURES
  • THIRD-PARTY ACTIONS OR PLATFORM RESTRICTIONS
  • UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR CONTENT

18.2 Liability Cap

OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WHETHER IN CONTRACT, TORT, OR OTHERWISE, SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO digiAd AI IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.

18.3 Essential Purpose

The limitations in this section apply even if any limited remedy fails its essential purpose and regardless of whether we have been advised of the possibility of such damages.

18.4 Jurisdictional Variations

Some jurisdictions do not allow limitations on certain warranties or damages, so these limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by applicable law.

19. Indemnification

19.1 Indemnification Obligation

You agree to indemnify, defend, and hold harmless digiAd AI, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

  • Your use or misuse of the Platform or Service
  • Your violation of these Terms or applicable laws
  • Content you upload, create, or distribute through the Platform
  • Your use of third-party platforms integrated with digiAd AI
  • Claims brought by your customers, subscribers, or other third parties

19.2 Defense Rights

We reserve the right, at your expense, to assume exclusive defense and control of any matter for which you are required to indemnify us. You agree to cooperate fully with our defense of such matters.

19.3 Notice Requirement

You must promptly notify us of any potential claims or disputes that may trigger your indemnification obligations under this section.

20. Dispute Resolution and Governing Law

20.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Indore, Madhya Pradesh, India without regard to conflict of law principles. However, local consumer protection laws may apply where you reside.

20.2 Informal Resolution

Before initiating formal legal proceedings, both parties agree to attempt good-faith informal resolution by providing written notice of the dispute and allowing at least thirty (30) days for negotiation and resolution.

21. General Provisions

21.1 Electronic Communications

By using our Service, you consent to receive communications from us electronically, including account notices, billing alerts, security notifications, product updates, and legal notices. Electronic communications satisfy any requirement that communications be in writing.

21.2 Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign this Agreement in connection with mergers, acquisitions, corporate restructuring, or sale of assets.

21.3 Severability

If any provision of these Terms is deemed invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remainder of the Agreement shall remain in full force and effect.

21.4 Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or our right to enforce it in the future. Any waiver must be in writing and signed by an authorized representative.

21.5 Entire Agreement

These Terms, together with our Privacy Policy and any additional agreements for specific services, constitute the entire agreement between you and digiAd AI regarding the subject matter herein and supersede all prior agreements, representations, or understandings.

21.6 Relationship of Parties

Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and digiAd AI. You are an independent user of our Service and may not represent yourself as our partner or agent.

22. Contact Information

For questions, support, or legal notices regarding these Terms, please contact us:

Company Name: Xalt Analytics Private Limited

Product: digiAd AI

Business Address:101-A, Mahakosh House, 7/5, Shreeram Nagar, South Tukoganj, Indore, Madhya Pradesh. 452001

Email: support@digiAd.ai

Support Hours: Monday through Friday, standard business hours

Response Time: We aim to respond to inquiries within 24-48 hours during business days

For legal notices, please include your full name, account information, and a detailed description of your inquiry. Mark urgent matters clearly in the subject line for expedited handling.

Effective Date: These Terms of Use become effective upon your first use of the Ad AI Platform and remain in effect until terminated in accordance with the provisions herein.

By continuing to use Ad AI, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.